When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price.
Buying with Affirm is simple
1. Fill your cart
When you’re done shopping, select Affirm at checkout.
2. Complete your purchase
Enter a few pieces of info for a real-time decision.
3. Pay over time
Select the payment schedule that works for you. Make Payments at affirm.com or in the Affirm app.
Just select Affirm at checkout.
Split your purchase into easy monthly payments.
Make 3, 6, or 12 monthly payments. Rates from 0% APR for qualified customers and 10 – 30% APR. For example, on a $700 purchase pay $64.96 for 12 months at 20% APR.
- Quick and easy: Enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.
- No hidden fees: Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises
Rates from 0% and 10-30% APR based on credit worthiness. Subject to credit check and approval. Limited payment options are available for purchases under $100. Previous purchases are ineligible for offer. Estimated payment amount excludes taxes and shipping fees. Affirm loans made by Cross River Bank, Member FDIC.
If one or more items in your order have an extended ship date, your loan payment(s), including interest, may be due before the merchant ships all of the items. Please note that you may not receive a rebate of any interest that may have already accrued on an amount that later gets refunded
FAQs
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No—checking your eligibility won't affect your credit score.
Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.