Affirm – Buy Now, Pay Later

Shop your favorite fitness equipment online and pay later with Affirm. 

Buying with Affirm is simple

1. Fill your cart

When you’re done shopping, select Affirm at checkout.

2. Complete your purchase

Enter a few pieces of info for a real-time decision.

3. Pay over time

Select the payment schedule that works for you. Make Payments at or in the Affirm app.


Just select Affirm at checkout.

Split your purchase into easy monthly payments.

Make 3, 6, or 12 monthly payments. Rates from 0% APR for qualified customers or 10-36% APR. For example, on a $700 purchase pay $64.96 for 12 months at 20% APR.

  • Quick and easy: Enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.
  • No hidden fees: Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises

Your rate will be  0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

If one or more items in your order have an extended ship date, your loan payment(s), including interest, may be due before the merchant ships all of the items. Please note that you may not receive a rebate of any interest that may have already accrued on an amount that later gets refunded


1Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

2How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

3Does checking my eligibility affect my credit score?

No—checking your eligibility won't affect your credit score.

4Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

5Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

6Where can I learn more about Affirm?

You can visit their website at

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