Affirm – Buy Now, Pay Later

When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price.

Buying with Affirm is simple

1. Fill your cart

When you’re done shopping, select Affirm at checkout.

2. Complete your purchase

Enter a few pieces of info for a real-time decision.

3. Pay over time

Select the payment schedule that works for you. Make Payments at affirm.com or in the Affirm app.

 

Just select Affirm at checkout.

Split your purchase into easy monthly payments.

Make 3, 6, or 12 monthly payments. Rates from 0% APR for qualified customers and 10 – 30% APR. For example, on a $700 purchase pay $64.96 for 12 months at 20% APR.

  • Quick and easy: Enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.
  • No hidden fees: Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises

Rates from 0% and 10-30% APR based on credit worthiness. Subject to credit check and approval. Limited payment options are available for purchases under $100. Previous purchases are ineligible for offer. Estimated payment amount excludes taxes and shipping fees. Affirm loans made by Cross River Bank, Member FDIC.

If one or more items in your order have an extended ship date, your loan payment(s), including interest, may be due before the merchant ships all of the items. Please note that you may not receive a rebate of any interest that may have already accrued on an amount that later gets refunded

FAQs

1Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

2How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

3Does checking my eligibility affect my credit score?

No—checking your eligibility won't affect your credit score.

4Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

5Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

6Where can I learn more about Affirm?

You can visit their website at affirm.com.

My account